Temporary car insurance is an alternative to the 12 months policy that covers your car for a short-term period. For instance, if you borrow your friend’s car, you are not covered by the existing insurance policy. As such, you may need to take another one that covers you. It covers everyday tasks and can cover hours, days, or a month.
We are going to provide you with some of the best temporary car insurance in the UK.
Eligibility for Temporary Car Insurance in the UK
You need to meet the following eligibility requirements to qualify for temporary car insurance.
- Be aged between 18 and 75 years
- Hold a full UK driving license
- Have no more than 1 fault claim in the last 12 months
However, the requirements vary from one insurance provider to the other. Make sure to check with your preferred insurance provider.
Temporary Car Insurance Providers in the UK
The following are some of the best temporary car insurance providers in the UK.
RAC
RAC is a temporary car insurance provider in the UK. You can get temporary car insurance for between 1 hour and 30 days. If you are borrowing your friend’s car for a few days, you can get this cover.
You can apply for RAC temporary car insurance within 15 minutes. It is a comprehensive cover that can cover you fully while you drive. RAC temporary car insurance charges vary depending on the type of cover you take. It can be hourly car insurance, day car insurance, and weekly car insurance.
Aviva
Aviva temporary car insurance provides coverage from 1 hour to 30 days. It is a comprehensive policy that covers loss, theft, or damage to the car, emergency treatment, limited European cover, flexible duration or legal liability. If you make a claim with this cover, it won’t affect your no-claims discount on your main car policy.
DayInsure
DayInsure provides temporary car insurance and temporary learner insurance for cars and vans. You can get temporary car insurance for between 1 hour and 30 days. You must be aged between 18 and 75 years. To get temporary learner insurance, you need to be between 17 and 35 years old. You can get a cover of between 1 day and 5 months. Charges or short-term car insurance start from £19 per day to £58 per week.
Cuvva
Cuvva offers temporary car insurance for between 1 hour and 28 days. You can apply for the cover within 5 minutes and you can extend its length via the app. It is a comprehensive cover that covers damages to other people’s property and personal injury. If you make a claim, the owners on claims bonus will be protected. Charges start as low as £10.54 for 1-hour car insurance and up to £65.38 for 28 days’ car insurance.
Tempcover
Tempcover offers temporary car insurance in the UK. You can get a cover of between 1 hour and 28 days. To get temporary car insurance coverage, you need to be aged between 18 and 78 years. To get temporary van insurance, you need to be aged between 17 and 77 years old. They also have temporary car insurance for learner drivers, temporary bike insurance, and temporary expats insurance. Besides, you can get an hourly, daily, or weekly temporary cover.
Veygo
Veygo is another temporary car insurance provider in the UK. They offer coverage for a period of between 1 hour and 60 days. If you make a claim, the car owner’s policy is not affected. To get it, you need to be aged between 17 and 75 years old. The car must be less than 40 years old. You must also get the car owner’s permission before getting the cover.
Summary of Temporary Car Insurance in the UK
The above are some of the leading car insurance providers in the UK. To qualify for their temporary car insurance, you need to be at least 17 years old and have a full UK driving license. Other requirements vary from one car insurance provider to the other. You can add optional extras like breakdown or driving abroad. Additionally, it is also very helpful to know how to get a good car insurance quote in the UK.
